Accident, Sickness and Unemployment Cover (A.S.U)
Family is important; that’s why it’s best to get expert advice to help protect what matters, when it matters!
Accident Sickness and Unemployment insurance is the only policy that will cover you against losing your income through redundancy.
In the current climate of job uncertainty, knowing that you'll be able to keep up to date with your bills in the event of redundancy offers valuable peace of mind. Knowing that your family’s welfare and lifestyle can be maintained despite unemployment or ill-health can be a great relief at a time of crisis.
So what does ASU insurance provide me?
ASU insurance is a time-limited insurance product that provides short term assistance in paying your debts, in the event that you are temporarily unable to work.
ASU cover usually starts a month after you stop work and pays out for a limited period of 12 or 24 months, depending on the policy. As independent advisers we take a whole of market approach, and look at all available ASU policies to find the cover that’s right for you.
Reading the small print is essential as there are important differences between the various ASU policies available. It is particularly crucial to understand if any pre-existing or historic health conditions are included or excluded in that particular insurance before making a final decision.